For residents of Arkansas, Illinois, Kentucky, Missouri, & Tennessee, Focus Bank is offering a bonus of $100 bonus when you open up a new Free Checking Account with a minimum deposit of $25, enroll in eStatements, and set up a direct deposit. A Free Checking Account includes many perks like no minimum balance requirements, no monthly fees, free online banking & bill pay, free mobile banking, and much more! Follow the simple steps below to earn your $100 Bonus! Additonally, can also earn a $250 Bonus with Chase Total Checking + Savings!
How To Earn Focus Bank $100 Bonus:
- Open a Focus Bank Free Checking with a minimum deposit of $25 & maintain account for 30 days. (Earn $50)
- Enroll in eStatements within 60 days of account opening. (Earn $25)
- Lastly, set up a recurring direct deposit minimum of $25 within 60 days of account opening. (Earn $25)
- Bonuses will be paid within 10 days of meeting the qualifications.
Focus Bank Promotion Summary:
- Direct Bonus Link
- Account Type: Free Checking
- Maximum Bonus: $100
- Availability: Arkansas, Illinois, Kentucky, Missouri, & Tennessee
- Expiration Date: None
- Hard/Soft Pull: Soft Pull via ChexSystem
- Direct Deposit Requirement: Yes, a direct deposit of at least $25 is required.
- Additional Requirements: Must complete all following qualifications.
- Monthly Fee: None
- Early Termination Fee: None
*We wrote an email to Focus Bank asking about what type of inquiry they use, and the CSR told us it’s only a soft pull. Again, ymmv. Please let us know in the comments below if you have any experiences with this bank.
Fine Print & Bonus Terms:
- Bonus only available to accounts opened in a Focus Bank, not online.
- Bonus will be paid within 10 days after direct deposit has been received and posted to the account.
- If the above requirements are not met with in the required time frames, the offer is no longer valid.
- Limited to one account per household.
- A debit card is a requirement with this account.
- Your bonus will be reported as interest earned on IRS Form 1099 – INT and you are responsible for any applicable income taxes.
Final Analysis:
For residents of Arkansas, Illinois, Kentucky, Missouri, & Tennessee, I recommend opening a Focus Bank Free Checking account with a $25 deposit and enrolling in eStatements & direct deposit to earn a totaling bonus of $100. Overall, if your looking for a checking account with no monthly fees and no minimum balance, then open a Focus Free Checking account today and put more cash in your pocket! If not, then check out our complete list of Bank Bonuses!
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