If you register for a The Morgan Stanley Credit Card from American Express , you can earn a 10,000 Membership Rewards Points after you spend $1,000 within the first 3 months of account opening. You will receive 2 times the points for airfare purchased directly from airlines, U.S. restaurants, select U.S. department stores, and car rentals from select car rental companies. You will also earn 1x points on all other purchases. With one point rewarded on every dollar spent on eligible purchases, this card offers an easy to achieve rewards program. On top of that, enjoy no annual fees, and enjoy a no hassle credit card. Enjoy an anniversary spend award of $100 after you spend $25000 each year on selected anniversary dates. Morgan Stanley’s established credit cards offer many beneficial features and perks, but this card can only be explained as an epitome of generousity!

Features

• Earn 10,000 Membership Rewards Points after you spend $1,000 within the first 3 months.
• Earn 2x points for airfare purchased directly from airlines
• Earn 2x points for purchases at US restaurants
• Earn 2x points for purchases at select US department stores
• Earn 2x points for car rentals purchased directly from select car rental companies
• Earn 1x points on all other purchases
• The award-winning Membership Rewards program gives you one point for every dollar spent on eligible purchases
• Use Membership Rewards points for deposits credited to your qualifying Morgan Stanley brokerage account through Invest with Rewards. This reward is available for fulfillment through Morgan Stanley
• Online or through the Morgan Stanley Client Service Center
• Travel and Protection Benefits
• Emergency roadside assistance
• Car rental loss and damage Insurance
• Concierge serviceTravel accident insurance
• Identity theft recovery unit

Pros:

• Start Up Bonus to spending ratio within the given time frame is beautiful
• No Annual Fee
• Receive an Anniversary Spend Award of $100 from Morgan Stanley after you spend $25,000 in purchases on your Card each year by your anniversary date
• Award-winning Membership Rewards program gives you one point for every dollar spent on eligible purchases
• Add an additional card for free, no increased annual fees
• Travel Benefits
• Stay in the know with exclusive access to ticket presales and Card Member-only events in a city near you
• Travel Accident Insurance can cover travel by plane, train, ship, or bus when you purchase the entire fare on your eligible Card.
• And Much Much More

Cons:

• Not a significant sign up bonus but it’s decent
• Bonus Points are decent

Final Analysis:

With a The Morgan Stanley Credit Card from American Express you can earn 10,000 Membership Rewards Points after you spend $1,000 in the first 3 months of account opening. I recommend this card for anyone who is ideally a frequent traveler. If you fly frequently, dine out, or even rent cars, you can easily rack up a lot a points. There is no annual fee which makes this card even more amazing. I recommend this card for anybody who’s willing to spend $25,000 by the anniversary date to receive their anniversary benefits. This is actually a affordable and well established card by AmEx Morgan Stanley, so I recommend giving it a try! Make your next trip easier, and spend your points with a Morgan Stanley Credit Card. I recommend also checking out our complete list of Credit Card Promotions if you have any other credit card demands!