BMO Harris Bank $200 Bonus Review

For residents Nationwide, BMO Harris Bank is offering a $200 bonus when open a Everyday Checking, Select Checking, or Portfolio, use the promo code, and make qualifying direct deposits into the account valid until May 30, 2016. BMO Harris Bank also offers many perks that go along with the bonus including, a chip-enabled debit card, online banking with bill payment, free welcome package of checks, overdraft services, no ATM transaction fee for withdrawals and deposits, plenty of ATMs, convenient banking, mobile banking with mobile deposit, and much more! Follow the steps below to learn how to earn your $200 Bonus! To earn an additional $300 you can sign up for a Chase Premier Checking!

How To Earn BMO Harris Bank $200 Bonus:

1. Mention or use a received promo code.
2. Set up a BMO Harris Bank checking (BMO Harris Everyday Checking, BMO Harris Select Checking, or BMO Harris Portfolio Checking).
3. Set up qualifying monthly direct deposits of $300 or more.
4. Completed within 60 days of account opening.

BMO Harris Bank Promotion Summary:

• Direct Bonus Link
  
• Account Type: Everyday Checking, Select Checking, or Portfolio
• Maximum Bonus: $200
• Availability: Nationwide
• Expiration Date: 4/30/2016
• Hard/Soft Pull: Soft Pull
• Direct Deposit Requirement: Yes, a monthly direct deposit of $300
• Additional Requirements: Minimum $100 initial deposit required
• Monthly Fee: Yes, however monthly fees can be waived. A $1,000 balance is required to waive the $10 monthly fee on Everyday Checking and a $5,000 balance is required to waive the $15 monthly fee on Select Checking.
• Early Termination Fee: Yes, to receive the bonus the account must be open for approximately 120 days.

Fine Print & Bonus Terms:

• Valid for a new BMO Harris Everyday Checking, BMO Harris Select Checking or BMO Harris Portfolio Checking account
• Limited to one per account.
• Offer is not available to existing BMO Harris personal checking account customers.
• BMO Harris reserves the right to amend or cancel any part of this offer.
• We reserve the right to request documentation to support that the direct deposits are qualifying direct deposits.
• The account must be open and in good standing on the Payment Date to receive the cash bonus.
• Cash Bonus will be reported to the IRS for tax purposes.
•  Minimum deposit needed to open each is $100.

Final Analysis:

For residents Nationwide, I highly suggest opening a BMO Harris Bank checking account (Everyday Checking, Select Checking, or Portfolio) to earn a simple $200 cash bonus by using a received promo code to set up a checking account, and by making qualifying monthly direct deposits valid till 4/30/2016. All requirements must be done within 60 days of account opening. In addition, the account should be opened for approximately 120 days to receive the bonus. Overall, this is an easy $200 bonus, especially since BMO Harris performs soft pulls. Also, don’t forget to check out our complete list of Bank Bonuses!