Sign up for a First National Bank Graphite American Express Card and you can earn up to 3% cashback . Earn 3% cash back on qualifying airline purchases, 2% cash back on qualifying gas and grocery purchases and 1% on all other qualifying purchases. In addition, look forward to 0% intro APR on purchases and balance transfers for the first 12 billing cycles after your account is opened. This card has a $0 first year annual fee, then after the first year period, it’s $99. Enjoy exclusive Travel Privileges everywhere you go with First National Bank Graphite AmEx!
- Earn 3% cash back on qualifying airline purchases, 2% cash back on qualifying gas and grocery purchases and 1% on all other qualifying purchases
- 0% intro APR on purchases and balance transfers for the first 12 billing cycles after your account is opened
- No intro Annual Fee for the first year. After that, $99 annually.
- Free FICO 8 Score Online
- Travel Privileges: enjoy competitive rates, savings or amenities with leading hotel, airline, cruise line and car rental partners around the world.
- Premium Concierge Service for assistance with dining reservations, travel information and arrangements, or to book a tee time, Concierge services are a phone call away.
- Domestic Airline Companion Ticket: at cardmember anniversary, cardmember must buy an airline ticket at regular price through Travel Privileges and get a second ticket at a discounted rate. 2 tickets for the price of 1.
- Auto Rental Insurance: receive coverage, at no additional cost, for damage due to collision or theft up to the actual cash value of most rental vehicles.
- Travel Accident Insurance: receive coverage for common carrier accidental death or dismemberment, at no extra cost, when you charge your entire travel fare to your card.
- Purchase Protection: will replace, repair, or reimburse you for eligible items of personal property up to $1,000 per claim for ninety (90) days from the date of purchase due to covered reasons.
- Extended Warranty: covers exactly what the original U.S. warranty covers up to a maximum of one additional year. If covered damage or breakage occurs, the item will be repaired or replaced.
- Open an account and earn 3% cashback
- Excelled cashback promotion categories
- Free Annual fees for the first year
- $0 on most transfers for 12 months
- No late penalty apr
- No Bonus Rewards
- Card has annual fees after a year activation period
- Annual fee is quite pricey compared to other cashback rewards cards
Open up a First National Bank Graphite American Express Card and earn up to 3% cashback after enrollment. In addition, you’ll earn exclusive travel and concierge privileges wherever you go. Enjoy rental insurance, travel accident insurance, purchase protection, free FICO scores, and so much more. Taking advantage of so much more when you sign up for a AmEx Card. This card is a great cashback rewards card, only downside is that it has annual fees. Don’t forget to also check out our complete list of Credit Card Deals for all of your credit card needs!