First National Bank of Omaha Graphite American Express Card 3% Cashback Bonus

Register for a First National Bank Graphite American Express Card and you can earn up to 3% cashback . Earn this 3% cash back when you spend on qualifying airline purchases. Not only that, but you can also receive a 2% cash back on qualifying gas and grocery purchases and 1% on all other qualifying purchases. In addition, look forward to 0% intro APR on purchases and balance transfers for the first 12 billing cycles after your account is opened. Enjoy exclusive Travel Privileges everywhere you go with First National Bank Graphite!

Key Features:

• No Annual Fee
• Earn 1% cashback on all purchases
• 0% intro APR on purchases and balance transfers for the first 12 billing cycles after your account is opened
• After the intro rates expire, a variable APR between 15.99% and 22.99% based on the Prime Rate depending on how you meet our credit criteria
• Free FICO 8 Bankcard Score Online
• Zero Liability: 24/7 guarantee that you won’t be held responsible for fraudulent charges made with your card or account information
• Travel Privileges: enjoy competitive rates, savings or amenities with leading hotel, airline, cruise line and car rental partners around the world.
• Purchase Protection: will replace, repair, or reimburse you for eligible items of personal property up to $1,000 per claim for ninety (90) days from the date of purchase due to covered reasons.

Pros:

• Offers bonus cash back rewards on select categories like gas, groceries and travel bookings
• Low introductory APR
• Earn up to 1.25% cash back on your everyday purchases.
• No Annual Fee
• No late penalty apr
• Free FICO® 8 Score Online

Cons:

• No Bonus Rewards
• Need excellent credit for approval
• No Smart Chip Technology
• Foreign Transaction fee of 3% ( this is quite understandable because it’s not a travel rewards card)
• Balance Transfer Fee of 3%

Final Analysis:

Open up a First National Bank Graphite American Express Card and earn up to 3% cashback after enrollment. In addition, you’ll earn exclusive travel and concierge privileges wherever you go. Enjoy rental insurance, travel accident insurance, purchase protection, free FICO scores, and so much more. Taking advantage of so much more when you sign up for a AmEx First National Graphite Card. From No annual fees, to a low introductory APR, this card offers an exceptional rewards cash back program. Don’t forget to also check out our complete list of Credit Card Deals for all of your credit card needs!