A great card for big-ticket purchases or balance transfers, the Citi Platinum Select Visa Card is offering people with good to excellent credit a 0% introductory APR for a lengthy 18 months, which can help save a large amount of money by not accruing interest as you pay off your balance. In addition to having one of the longest introductory periods in the industry, this card also offers a $0 annual fee as well as allowing you to earn cash back totaling 10% of your monthly eligible purchases. This can be used cash back on travel, entertainment, merchandise purchases and more with the Extra Cash Bonus Center, an online store with over 400 retailers. In addition, by shopping through the Extra Cash Bonus Center using your eligible Citi card, you can generate additional cash back bonus of 1-10 % atop the discounts offered.
- 0% Intro APR on balance transfers and purchases for 18 months. After that, the variable APR will be 11.99%-21.99% based upon your creditworthiness.
- $0 Liability on unauthorized purchases
- No Annual Fee
- Virtual Account Numbers. Unique to Citi, this feature makes using your card online safer by allowing you to create a virtual substitute account number that lets you to shop online that makes it impossible for anyone to steal your account information over the internet. This feature is excellent if you’re the type who likes to delve into the world of online retail.
- Online Discounts with Extra Cash from Citi
With an attractively long introductory APR, low interest rates, without any annual fee, the Citi Platinum Select Visa Card is certainly worth giving a gander. If you are looking for a credit card which will allow you to not be penalized with high interest rates for paying off a big ticket item or from existing balances with higher interest credit cards, this card may be the choice for you.