Western State Bank $200 Bonus Review

For residents of Arizona and North Dakota, Western State Bank is offering up to a $200 bonus when you meet 7 of the requirements which includes, setting up a direct deposit, making 5 bill payments, making 10 cash and check card transactions, enrolling in mobile banking, enrolling in eStatements, opening a Money Market account, and lastly by choosing a VIP Plus checking account. Western State Bank has a lot of benefits to offer such as, no minimum balance, no fees, free checks, free online & mobile banking, free bill pay, free identity theft protection, and much more! Follow the steps below to earn your $200 bonus! To earn an additional $300 you can sign up for a Chase Premier Checking!

How To Earn Western State Bank $200 Bonus:

1. Open an Western State Bank Checking account.
2. Sign up for direct deposit. ($25 Bonus)
3. Make 5 bill payments. ($25 Bonus)
4. Make 10 cash and check card transactions. ($25 Bonus)
5. Enroll in Mobile Banking. ($25 Bonus)
6. Enroll in eStatements. ($25 Bonus)
7. Open a Money Market Account. ($25 Bonus)
8. Sign up for a VIP/VIP Plus Checking account. ($50 Bonus)

Western State Bank Promotion Summary:

• Direct Bonus Link
  
• Account Type: VIP Checking OR VIP Plus Checking
• Maximum Bonus: $200
• Availability: Arizona and North Dakota
• Expiration Date: None
• Hard/Soft Pull: Hard Pull via Experian
• Direct Deposit Requirement: Yes, a direct deposit is required.
• Additional Requirements: You must complete all 7 requirements.
• Monthly Fee: Yes, there is a monthly fee of $10. (Can be waived with account balance of at least $500)
• Early Termination Fee: None

*We wrote an email to Western State Bank asking about what type of inquiry they use, and the CSR told us it is a Hard Pull via Experian. Again, ymmv. Please let us know in the comments below if you have any experiences with this bank.

Fine Print & Bonus Terms:

• Debit card must be opened to receive incentive.
• Valid on new personal checking accounts only.
• Payment will be made 60 days after account opening and criteria is met.
• Incentives will be paid for each of the completed criteria at the end of 60 calendar days.

Final Analysis:

For residents of Arizona and North Dakota, I highly recommend opening a Western State Bank VIP Checking OR VIP Plus Checking to receive a $200 bonus when you complete all 7 requirements. I would recommend that you keep a minimum account balance of at least $500 to avoid the monthly fees. Overall, this is a great $200 bonus into your checking! Don’t forget to check our complete list of Bank Bonuses!